"While rearranging a personal loan to get a lower interest rate, the telephone advisor quoted me a new payment figure which included PPI insurance. I’d never heard of PPI insurance before and didn’t know it was part of my monthly payment. When I asked how much I had been paying every month for the last few years, he scrabbled around for a few moments then sheepishly admitted I’d been paying £97!! A month!! I was gob smacked and nearly dropped the phone. A friend suggested I ring Writeoffloan.com for advice to try and get this money back, and the advisors told me the same PPI insurance through one of the money comparison sites would have been only £9.99 a month! Writeoffloan.com referred me to a great company that sorted out my claim on the basis I wasn’t told about the PPI insurance being part of the loan payment. Within a few weeks my lender refunded £2336.86 which I opted to have taken off my loan. I really didn’t think I’d get anything back so thank you Writeoffloan.com!"

"I was really surprised how quickly everything happened after I rang Writeoffloan.com for advice about mis-sold PPI. I am a self-employed sole trader and was told by my bank that the PPI insurance would cover me if I went out of business. It didn’t. I had to have a limited business that went into liquidation to be covered by the policy. After complaining to my bank, I was told to go and register my company as a limited one so the policy would be cover for me from then on. I had steam coming out of my ears after the conversation! The advisor at Writeoffloan.com agreed I had a case; that the policy was not fit for purpose to start with, and put me in touch with a company that specialised in self-employed reclaims. It managed to get me a PPI insurance refund of £981.66."

"Back in 2005 my bank rang me up out of the blue to ask if I needed a loan. The timing couldn’t have been better as I was planning an expensive holiday and thought the loan would be a good back up. A couple of years later I found out that a quarter of my monthly loan payment was for PPI insurance I didn’t know I had. There was nothing on my loan agreement about it and the women who sold it to me never mentioned it. I wrote to the bank twice but they insisted I was in the wrong, not them, and refused to refund me.

I was getting more and more angry by their horrible attitude and started searching Internet forums for information on what to do. That’s when I found out about Writeoffloan.com. I rang them for advice and they told me the bank had a case to answer for not writing down anything about the PPI insurance on the agreement or discussing my suitability. Then they referred me to a company who could help and about 8 weeks later, the company managed to get a refund on the PPI insurance from the start of my loan plus interest and compensation. It worked out at £1670. I’m absolutely delighted. Thank you!"

"Thanks to Writeoffloan.com efforts on my behalf I received a £267 refund back from a sofa shop. When I bought a sofa from them nearly three years ago they added PPI insurance to it without checking to see if I was eligible. The store salesman and I both thought it was a good idea to have it as I had a serious illness a few years before that could come back and I’d have to take time off work to recover. I ended up having a relapse of this illness and was off work for six months. The PPI policy did not pay out as it was a pre-existing illness. If I had known this I would never have taken out the PPI insurance in the first place. The sofa salesman obviously hadn’t had financial training or just wanted the commission as he was encouraging me to have something that was useless!"