"When I rang Writeoffloan.com I was so angry with our creditors. Time and time again I tried to sort out some kind of plan with them that didn't involved us paying astronomical amount of money we just didn't have but they refused to meet us halfway. Hell, even a quarter of the way would have been something. Until this point we had managed not to default but the final straw was a demand from one of them for hundreds we didn't have and a threat to default us if we didn't pay. There just seemed little point in struggling any longer and I lost any respect I had for them, although it wasn't much at that point.
Writeoffloan.com were good; they went through everything with me and suggested a Debt Management Plan would be the most appropriate way of dealing with the debt. They then put us into contact with a company who would set up and run the plan for us. We were really pleased at how simple everything was, although it did take some time as our creditors gave them a bit of a runaround, but that's what we were paying for them to sort out. I couldn't be more pleased about the way things have worked out.
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